INTERVIEW QUESTIONS

BANKING INTERVIEW QUESTIONS

In banking interviews mainly they will focus on only following areas in your C.V. :

Ø  PERSONAL

Ø  ACADEMICS

Ø  HOBBIES

Ø  JOB NATURE

Ø  CURRENT NEWS[DAY/WEEK]

1.PERSONAL :

In personal Interview, board must emphasized on following areas like :

NAME :

·         Meaning  of your Name

·         Qualities Of your Name

·         Mythological Importance Of Name

·         How is your name related with bank

FAMILY BACKGROUND :

·         About Father and Mother

·         Profession

·         Who Inspires you more

·         What qualities do you take from your parents

·         Why are you not joining the same

·         Business Of your Parents

·         If Father/Mother are is Bank you

·         Have to have some knowledge about that bank

·         What do you learn about Banking from your Father/Mother

·         Who is your Ideal- Father/Mother

ABOUT THE CITY YOU BELONG TO :

·         History Of City

·         Founder Of City

·         Meaning Of City’s Name

·         Qualities Of City

·         Culture Of City

§  Language

§  Dress Sense Of City

§  Cuisine Of City

§  Life Style Of City

§  Fair or Events Of City

·         Monuments Of City

·         Scientific centers Of City

·         Population Of City/Sex Ratio/Literacy Rate

·         Sitting MP/MLA

·         Surrounding Districts/Tehsils

·         Economy Of City

·         Any Memorable thing Of City

·         Any movie made on your City

·         Date Of Birth

ACADEMICS :

In this segment questions must be focused on your Subjects, you have to have very good knowledge Of your subjects.

If you have more than 3 year gap you must be ready to fill this gap with logical answer.

If marks are in decreasing order, then give appropriate reason.

If in increasing order, then give reason.

If steady why have not improved.

If science graduate then why you have opted for Banking?

What is the use of your subjects in Banking?

If PG/B.ED/BTC/NET/Ph.D then why you have not opted for teaching.

HOBBIES :

A person must be perfect in his/her hobbies board can ask any kind of question on your hobbies and you have to answer very well—If any one has hobby like : “Listening to Music” then board can ask-

·         What kind of Music would you like to listen

·         Who is your favourate Singer and why

·         His/Her any favourate song

·         Your favourate song and why?

v      SINGER

v      MOVIE

v      LYRICIST

v      MUSIC

v      ACTOR/ACTRESS

·         Can you sing a song for the board?

·         How your hobby will help in banking?

JOB NATURE :

This is the most critical and Important area for

Bank takes interview because if you give good answers in banking sector board will be please, so be very careful when you are in this zone.

Sample questions for this zone are :

v  Why Bank /Banking?

v  What is Bank?

v  About Banking Terminology ,Like :

·         KYC

·         RTGS

·         NEFT

·         CBS

·         BASEL-II

·         OLTAS

·         CHEQUE

·         DRAFT

·         CAMELS

·         EFT

·         CASA

·         NDTL

·         KCC

·         KGC

·         BIRD

·         CAR

·         BPLR

·         NPA

·         LIBOR

·         MIBOR

·         MIBID

·         BRA-1949

·         NII-1882

·         SAVING/CURRENT/RECCURING/FIXED ACCOUNT

·         PSL

·         CRR/SLR/BANK RATE/REPO RATE/REVERSE REPO

·         CREDIT CARD/DEBIT CARD/MASTER CARD/SMART  CARD

a.    About Monetary Policy?

b.    About Current Economy?

c.    Current Changes in Banking?

d.    What are you bringing for my Bank?

e.    Why only my Bank?

f.     Information About Bank in which you are appearing-

Ø      History Of Banks

Ø      Logo Of Bank

Ø      Tag Line Of Bank

Ø      Head Quarter Of Bank

Ø      Color Of Bank

Ø      CMD Of Bank

Ø      Branches Of Bank [CBS and Foreign Branches]

Ø      NOS Of ATM Of Bank

Ø      Website Address Of Bank

Ø      PLR Of Banks

Ø      Total Deposits

Ø      Total Advances

Ø      Joint Venture

Ø      Subsidiaries

Ø      Financial Result Of Bank---

·         Total Business

·         Gross Profit Of Bank

·         Net Profit Of Bank

·         Growth Rate Of Bank

·         Net Interest Income Of Bank

·         Operating Profit Of Bank

·         Capital Adequacy Ratio

·         Non Performing Assets

CURRENT NEWS :

Every Candidate is kindly advised to read the news paper regularly for a whole week before your interview and analyze the news and discuss with friends.

On Interview dates read very carefully any news paper and make a list of top ten news. If any news has any relation with banking you have to pay more attention to that news. If any news belongs to that bank for which you are appearing you must quote it in front of the board.

PRECAUTION :

Think it again that your interview is not a test of your knowledge , It is just a test of your-

a.    ENTRY

b.    WAY OF WISHING TO BOARD

c.    RESPECT TO BOARD

d.    COMMUNICATION SKILL

e.    CONFIDENCE

f.     EYE CONTACT

g.    GESTURE/POSTURE

h.    VOICE MODULATION

i.      PRESENTATION

j.     HUMBLENESS/POLITENESS

k.    CHEERFULNESS

GENERAL INTERVIEW QUESTIONS

Questions start the minute the interview does, and to show that you are an exceptional candidate, you need to be prepared to answer not only the typical questions, but also the unexpected. You can expect questions regarding your qualifications, your academic preparation, career interests, experience, and ones that assess your personality.

               1.    Tell me about Yourself?

2.    Why did you leave your last job?

3.    What experience do you have in this field?

4.    Do you consider yourself successful?

5.    What do Co-Workers say about you?

6.    What do you know about this organization?

7.    What have you done to improve your knowledge  in the last year?

8.    Are you applying for other jobs?

9.    Why do you want to work for this organization?

10. Do you know anyone who works for us?

11. What kind of salary do you need?

12. Are you a team player?

13. How long  would you expect to work for us if hired?

14. Have you ever had to fire anyone? How did you feel about that?

15. What is your philosophy towards work?

16. Explain how you would be an asset to this organization?

17. Why should we hire you?

18. Tell me a suggestion you have made?

19. What irritates about Co-workers?

20. What is your greatest strength?

21. Tell me about your dream job?

22. Why do you think you would do well at this job?

23. What are you looking for in a job?

24. What kind of person would you refuse to work with?

25. What is more important to you: the money or the work?

26. Tell me about your ability to work under pressure?

27. Do your skills match this job or another job more closely?

28. What motivates you to do your best on the job?

29. Are you willing to work overtime/ Nights / Weekends?

30. How would you know you were successful on this job?

31. Would you be willing to relocate if required?

32. Are you willing to put the interests of the organization ahead of your own?

33. Describe your management style?

34. What have you learned from the mistakes on the job?

35. Do you have any blind spots?

36. If you were hiring a person for this job, what would you look for?

37. Do you think you are over qualified for this position?

38. Describe your work Ethic?

39. Do you have any questions for me?